Category Archives: Miscellaneous

If a person needs cash quickly and won't be getting paid for another week or so, they may turn to a lender that offers payday loans. This type of loan is very short term in nature and can help you pay your bills and other expenses before your next payday. Continue reading →

Does debt management mean digging yourself out of a hole? Definitely not. Debt management is something that all of us should do. It means budgeting ourselves so that we avoid taking on more debt than we can reasonably handle. Continue reading →

Credit card debt is not something that is unavoidable, and despite it being the cause of over a million bankruptcies every year, it is something that can be successfully avoiding with some simply home budget planning on your behalf. This is because many apply for and obtain credit cards without fully understanding the contract. Moreover, people with credit cards go on to spend like crazy without keeping track of expenses, miss payments, and get the shock of their lives when they have to pay annual fees, and as a result their debt increases enormously. Continue reading →

Penny stocks have been around for a long time – they've been part of American investment strategies since the 19th century. That's where these stocks were named, since the modern penny stock actually costs somewhere between a dime and five dollars, not a penny. Let's have a look at the risks you incur by investing in these stocks, as well as the ways they can help investors profit. Continue reading →

Buying rent to own house is a very beneficial process for the individuals having restrictions on making down payments, limited earnings, and or poor credit scores. This process allows such individuals to purchase homes prior to the fixation of restrictions. Continue reading →

It is no secret that the banking industry is clamming up in the soft economy we live in today. It's not hard for most Americans to point the finger at what or who is responsible for the shift in procedures and the banks willingness to do business with people and businesses. Today, we consumers and businesses encounter a mixed bag of reactions from the banking industry when going about our daily business; whether it's shopping new car rates or going through the mortgage application process, or even making a capital gains purchase for our business. In all these scenarios and numerous other ones, banks have changed the rules. Continue reading →

1. Blowing your school loan money Continue reading →