Category Archives: Finance

One good lesson is that we need to learn to make our own
investment decisions -And Not Let Brokers Make Choices For
Us! Continue reading →

In times of financial crisis, it sometimes seems like there's no way out. Credit card payments beat down, bills stack up, and the cost of kids, home, and rent become almost insurmountable. Sometimes health problems or accidents come accidentally, crippling our ability to cover the costs of life. Continue reading →

Just about every college student possesses and uses at least one credit card. Most of these students use them carefully and see them as an opportunity to build a good credit rating. There are, however, a significant number of students who find themselves in difficulties and with a debt that has to be repaid once they are in the position to earn money. It is important that those students who have use of a credit card learn to use it wisely and that they learn to manage their finances very early on. The earlier a student learns the responsibilities of credit card ownership, the better. These cards that were once considered only for the privileged wealthy minority have become a "birthright" of all students. Continue reading →

To avoid falling into the "debt trap", it is vital that you understand the APR part of the credit card package and this is worked out using several tables. It is now the "norm" for credit card companies who offer the ability to make payments via the telephone to charge a fee for the service, usually in the vicinity of $1.50 to $3.50. Considering this, it may be wise to avoid using the phone to pay your bills! Continue reading →

NCO Financial is headquartered out of Pennsylvania. They have been operating since the early 1920's. Continue reading →

With college loans, money should no longer be an issue when it comes to financing your education? Private and government lenders have made it possible for students to secure loans at very low rate. But don't forget that it's important to find the financial institution with the best interest rates, when you go out shopping for college loans. You don't want to be saddled with a college loan with exorbitant interest rates. Continue reading →

Discount auto insurance is now available by how far you drive. It is now available on both coasts. The thinking behind this program has been around for a long time but now auto insurance carriers are starting to put in place a program. When getting your next auto insurance quote see if it is available. Continue reading →

Few people investing in annuities actually understand how the present value annuity calculator works. The present value annuity calculator will help investors understand their annuity investments even if they do not fully understand annuities or the concept of present value. Continue reading →

You can improve your credit score by having an open major credit card. On this credit card you should try and keep the monthly balance around 10% of your available credit line. Continue reading →

If you are looking for a way to keep your life busy after you retire, consider teaching in your local community. You could do these in churches, student societies and youth clubs. Sharing your work experience will certainly benefit a lot of people and at the same time keep you occupied. Continue reading →