Category Archives: Finance

Each household will have different financial situations as the family unit within it moves through life. Families headed by married couples are barely in the majority of United States households. Unmarried couples, same-sex partners, or singles are the heads of more and more households that may either have children or be childless. These are some financial strategies that can work for each different type of household. Continue reading →

There are many factors that lenders consider when deciding whether or not to extend credit to someone applying for a loan. Credit score, down payment, and the purpose of the loan are all factors. There is one factor that is looked at probably more closely than any other though, and that is the debt to income ratio. This is the way that a lender determines how likely a consumer is to be able to make timely payments for the life of the loan. Understanding how the debt to income ratio is determined is the key to making sure that you're in a position to obtain credit in the future. Continue reading →

Do you want to know why so many Hispanics are in debt? I'll tell you, it's because nobody is out there helping them to make the right financial decision. Continue reading →

There are really few other situations that would cause as much damage to your credit as claiming bankruptcy, and so if you are unfortunate enough to have to do so at some point in your life, then you are going to want to be aware of the various bankruptcy credit repair tips and tactics that you can use to gain back a positive credit rating. Continue reading →

As more and more people all over the work find their debt problems getting worse and worse, robbing them of their money and energy, you can be different. To help you eliminate your debt, a wise option is the use of debt calculators. They have many advantages, such as giving you good answers to any questions you may have about your debt and helping you understand the benefits of consolidating your debt. Continue reading →

Have you always dreamed of living in a restored classic home? You will find many classic Dallas homes that are for sale right now. Are you handy? Then you may enjoy buying a fixer-upper and doing the restoration yourself. If not, then you can buy a fully restored classic southern home in one of the great historical Dallas neighborhoods. Continue reading →

Convention dictates that to trade like a professional Forex trader, you will need to have at least $100,000 in capital to begin with. For many Novice Forex traders, this large amount can be scary. Conversely, many Forex traders also recommended that you do not trade with mini accounts of $100 or even $500 as the profit margin gain are just too small. Continue reading →

I had a relative graduate from college recently, and I've been thinking about the things young people should know before their parents cut them loose into the world. Continue reading →

Debt management has become more prevalent in recent years, offering a much-needed helping hand to consumers with large amounts of debt. Structured to assist people in financial distress, a debt management company can help reduce the amount of money being paid on outstanding accounts. Often, payments can be cut in half, providing consumers with a chance to get themselves back to good, stable financial ground. Continue reading →

A payday loan is a short term cash advance that you will need to repay typically when you get your next paycheck. Ordinarily you'll issue a check or instruct the payday lender to take the funds out of your checking account when you have your next payday. Continue reading →