When you think about it, no one should have to worry about the idea of debit card fraud, right? Seeing as how these cards have PINs tied to them, it should be nearly impossible for thieves to break in and steal your information. However, you may still be at risk unless you take the proper care from a financial standpoint. Fortunately, there are methods to consider and a Long Island CPA can tell you all about them. Here are just 3 ways to ensure that you do not undergo debit fraud.
Once you have your bank statement in hand, look over it with care. You have to make sure that you recognize every last payment that has been made with your card. In the best case scenario, everything will be order. However, if you believe that there was a payment made that you do not recognize, this is where it is important to contact your bank. In fact, I am of the opinion that this is one of the most helpful actions that will help in just about any financial situation.
When trying to figure out what your initial PIN should be, make sure that you follow these tips. First of all, a Long Island CPA will tell you that your PIN should be one that\'s easy enough to recall, even if you have not used your card in quite some time. In addition, you will want to go with a PIN that isn\'t especially obvious like a birthday; it has to be unique. These are just a couple of rules that various financial entities, Gettry Marcus being one strong example, can bring to your attention.
Speaking of your PIN, make sure that you are protective of it and that it does not reach anyone else\'s mind but your own. For example, what if you are on the phone with your bank in order to go over a potential case of theft? Your bank will never tell you to give them your PIN, which is one of the actions that can boost confidence amongst clients. However, if you are on the phone with someone and they ask you to provide your PIN, approach the matter with extreme caution.
If you are able to follow these tips, it\'s very possible that your debit situation will be better protected in the long term. It\'s very likely that your numbers can be compromised but does this necessarily mean that you have to put up with this? Judging by the various steps that can be taken for the sake of protection, this does not have to happen to everyone. It\'s just a matter of understanding the best steps to take and how to take them in the future.