Seattle Auto Insurance coverage is there to allow you to have financial security if you find yourself in a collision or other auto accident. Most drivers will have to file a claim sometime in their life. However, in addition to offering you protection you need to also understand that your insurance provider is also trying to minimize their expenses.
One tactic that some insurance providers take to decrease the expense of claims is to delay the processing of the claim. Since they can afford to wait a lot longer than you may be able to, unreliable providers will take advantage of this in hopes that you will compromise.
Providers may try to negotiate the claim settlement with you, requiring you to hire an attorney to ensure your protection. This will just add to the time that it will take to process your claim and ultimately cost you more in the long run.
If your collision was low speed or low impact then your claim is going to relatively low compared to other collision claims. The cost of hiring a personal injury attorney could be almost as high as the settlement you could be offered.
Adjusters will offer "take it or leave it" offers in the hopes to get a quick settlement and to discourage you from obtaining representation. This offer is usually the difference between what your claim is valued at and the high cost of hiring a personal injury attorney.
The insurance adjuster is going to be looking at the situation as purely a business decision and will be focused on saving money. He will not be trying to ensure that you have all your expenses covered.
Purchasing a policy from an honest and reliable insurance provider is the best way to ensure that you are going to have the claim coverage you need in the event of an accident. An insurance broker is a great way to find such a provider because they work with numerous companies and know their history.
